Affordable Health Care and You

affordable-care-actThe Affordable Care Act (also known as "health reform" and "Obamacare") is the federal health care law passed by the U.S. Congress and signed by President Barack Obama in 2010.

The Affordable Care Act:

  • Puts in place strong protections for people who have or need health insurance;
  • Provides new health insurance coverage options; and
  • Gives you the tools you need to make informed choices about your health insurance.

Currently, there are 98,940 individuals in Allegheny County who do not have health insurance. The average person is a white male, between the age of 35 and 54, who has at least one person in the family working full-time, and has his high school diploma.

The Health Insurance Marketplace

The Health Insurance Marketplace is now open! It provides a new way for individuals, families and small businesses to get high-quality health coverage. Open enrollment in the Health Insurance Marketplace began on October 1, 2013. The Marketplace can help if:

You do not have health coverage now, or

You already have coverage but want to compare other options

If you don't have health insurance, you can see all of the options available to you to purchase health insurance, in one place and explained simply, at www.healthcare.gov

If you need help with the application, or want to discuss your options in more detail, you can contact the Marketplace at 1-800-318-2596. The line is staffed 24 hours a day, 7 days a week and help can be provided in 150 languages.

The Health Insurance Marketplace makes it easy for Pennsylvanians to compare qualified health plans, get answers to questions, find out if they are eligible for lower costs for private insurance or health programs like Medicaid and the Children's Health Insurance Program (CHIP), and enroll in health coverage.  Consumers have from now until March 31, 2014 to enroll, with coverage beginning as early as January 1, 2014.

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